Air Conditioning Finance Options
Spreading the cost of an air conditioning installation can make a better system affordable now rather than later. We can introduce you to a regulated credit broker who will explain the options available to you.
How Finance Works With Us
We are not a lender and we do not arrange credit ourselves. What we do is introduce you to Phoenix Financial Consultants Limited, an FCA-authorised credit broker, who will discuss the finance options available from their panel of lenders.
01 · Get Your Installation Quote
We survey your property and quote for the system you need. You know exactly what the work costs before finance is ever discussed.
02 · Tell Us You’d Like to Consider Finance
If you’d like to spread the cost, say so and we’ll pass your details to Phoenix with your permission.
03 · Phoenix Discusses Your Options
Phoenix, not us, will explain what is available, what it would cost you, and what the agreement commits you to. Any credit agreement is between you and the lender.
04 · You Decide
You are under no obligation. If finance isn’t right for you, the installation quote stands and you can pay directly instead.
Who Can Apply
Finance is available to UK residents aged 18 or over, subject to status and credit checks. Eligibility depends on individual circumstances, and the terms available to you may vary depending on the amount borrowed and the repayment period chosen.
Credit is not guaranteed. A lender may decline your application, and we have no influence over that decision.
What You Should Know Before Borrowing
- A credit agreement is a long-term financial commitment. Make sure the repayments are affordable for you.
- Missing payments can damage your credit rating and may result in additional charges from the lender.
- The full cost of borrowing will be set out in the pre-contract information Phoenix or the lender provides. Read it carefully before signing.
- You have a right to withdraw from most regulated credit agreements within 14 days. This is separate from your right to cancel the installation contract with us.
- If you are unsure, take independent advice. Free, impartial guidance is available from MoneyHelper.
Cancelling Finance and Cancelling the Installation
These are two separate agreements. Cancelling your installation with us does not automatically cancel a credit agreement, and cancelling a credit agreement does not automatically cancel the installation.
If you want to cancel either, contact us and we will help you deal with both. Your rights in respect of the installation itself are set out in our Cancellation & Refund Policy.
Paying Without Finance
Finance is entirely optional. Many of our customers pay for installations, repairs and servicing directly. You will never be pushed towards a credit agreement, and our quote does not change depending on how you choose to pay.
Important Regulatory Information
Tempest Air Conditioning Ltd is an Introducer Appointed Representative (Financial Services Register No. 1044752) of Phoenix Financial Consultants Limited (“Phoenix”).
Phoenix is a credit broker, not a lender. Phoenix is authorised and regulated by the Financial Conduct Authority (FRN: 539195), and offers finance from its panel of lenders.
As an Introducer Appointed Representative, our role is limited to introducing you to Phoenix and passing on your details with your consent. We do not give financial advice, we do not recommend particular lenders or products, and we do not arrange credit agreements.
All finance is subject to status and credit checks.
You can verify our registration and that of Phoenix on the Financial Services Register.
Talk to Us About Your Installation
Start with the installation quote – that’s the part we handle. Once you know what the system costs, we can talk about whether finance makes sense for you.
